Expert mortgage Broker in Vancouver, BC
Built on Trust, Guided by Experience, Focused on You!
*Licensed in British Columbia and Alberta*
Meet Ruby Bains: Your Trusted Mortgage Broker
“With 25 years of experience in the banking industry and 8 years as an independent mortgage broker, I have seen how the mortgage process can be overwhelming.
My goal is simple: to make the process clear, transparent, and entirely tailored to your financial goals, getting you the best rate.
Whether you are looking for a new purchase, refinance, private or reverse mortgage, I will guide you every step of the way with integrity and care.”
Every number tells a story
Our mission remains the same: helping people find the right mortgage with honesty, care, and expert guidance.
25+
Years of Professional Experience
355+
Families Assisted Into Homes
$220+
Million in Funded Deals
Why Choose RB Mortgages?
Your home purchase should be exciting, not stressful. However, with numerous mortgage options available in the Lower Mainland, it is easy to feel overwhelmed and miss out on favourable rates. That is where we step in. Our team makes the process simple and transparent, finding the right solution for your needs while saving you time, stress, and money.
Experience and Expertise
With over 25 years in banking and 8 years in mortgage brokering, we have helped hundreds of Canadians find flexible, low-stress mortgage solutions that truly fit their needs.
Access to More Options
As an independent brokerage, we are not tied to any one lender, meaning you get unbiased advice and access to over 50 lenders.
Transparent Guidance
No confusing terms or hidden fees. Just honest, personalized advice every step of the way.
Personalized Solutions
Every client’s financial situation is unique. Whether you are buying your first home or refinancing an existing property, we will craft a strategy that fits your needs and budget perfectly.
Unique Options
Whether you are planning retirement or need to supplement your income, we will help you unlock your home’s equity safely and smartly. Ask about Reverse Mortgages to learn how.
Stress-Free Process
No more headaches. We will handle the details: collecting documents, managing communication, and keeping everything on track so you can focus on what really matters.
